Step 1: Download the SBI YONO App 📥

1️⃣ Open the App Store/Play Store:

• For Android Users: Open the Google Play Store 🛒.
• For iPhone Users: Open the Apple App Store 🍎.

2️⃣ Search for the App:

• In the search bar 🔍, type “SBI YONO“ (You Only Need One).

3️⃣ Install the App:

• Tap on the app with the official SBI logo 🏦.
• Click on ‘Install’ for Android or ‘Get’ for iOS 📥.
• Wait for the app to download and install ⏳.

Step 2: Open the SBI YONO App 🚀

1️⃣ Locate the app on your home screen 📱.
2️⃣ Tap to open it ✅.

Step 3: Select Your Preferred Language 🌐

1️⃣ Once the app opens, choose your preferred language (e.g., English, Hindi, etc.) 🗣️.
2️⃣ Tap on ‘Next’ or ‘Proceed’ 👉.

Step 4: Start the Registration Process 📝

1️⃣ On the home screen, you will see two options:

• ‘Existing Customer’ 👤
• ‘New to SBI’ 🆕

👉 If you already have an SBI Account, select ‘Existing Customer’.

Step 5: Choose the Registration Method 🔑

1️⃣ The app offers different registration methods:

• Internet Banking ID and Password 🌐.
• ATM Card / Debit Card Details 💳.

2️⃣ Choose the option that’s most convenient for you.

• If Using Internet Banking: Enter your Username and Password.
• If Using ATM Card: Enter the Card Number and PIN.

3️⃣ Tap ‘Submit’ 🚀.

Step 6: Enter OTP for Verification 🔐

1️⃣ A One-Time Password (OTP) will be sent to your registered mobile number 📲.
2️⃣ Enter the OTP in the given field 📝.
3️⃣ Tap ‘Next’ ✅.

 Set Your Username and Password

1️⃣ Create a Username 👤

• On this screen, you will see a text box labeled “Enter Username”.
• Here, you need to choose a unique username.
  • Tip: Your username should be easy for you to remember but difficult for others to guess.
  • The app will give guidelines like:
    • Username must be 8-20 characters long.
    • It can contain letters, numbers, and special characters.
    • Avoid spaces or using your name directly for security.
• Example Username: John_12345 ✅.

2️⃣ Create a Strong Password 🔒

• Next, you’ll see a text box labeled “Enter Password”.
• You need to create a secure password following these rules:
  • Password must be 8-20 characters.
  • It should include:
    • At least 1 uppercase letter (A-Z).
    • At least 1 lowercase letter (a-z).
    • At least 1 number (0-9).
    • At least 1 special character (like @, #, $, etc.).
  • Avoid using easy passwords like 123456 or your date of birth for security.
• Example Password: John@12345 ✅.

3️⃣ Confirm the Password 🔁

• In the next box labeled “Re-enter Password”, type the exact same password.
• This ensures there are no typing mistakes.

4️⃣ Tap on Submit ✅

• After entering the username and password, check everything carefully.
• Tap the “Submit” button at the bottom of the screen.

Step 7: Set Your MPIN 🔒

1️⃣ Create a 6-digit MPIN (Mobile PIN) of your choice 🔑.

• This will be used for future logins, so choose a PIN that’s easy for you to remember 🧠.

2️⃣ Confirm your MPIN by entering it again 🔄.

3️⃣ Tap ‘Submit’ ✔️.

Step 8: Complete the Registration 🎉

1️⃣ Once the details are verified, you will see a confirmation screen saying ‘Registration Successful’ ✅.
2️⃣ You can now log in to the SBI YONO app using your MPIN 🔑.

Step 9: Explore and Use SBI YONO 🏦📱

1️⃣ After logging in, you’ll have access to:

• Banking services 🏦
• Fund transfers 💸
• Bill payments 🧾
• Loans 💼
• Shopping and offers 🛍️

2️⃣ Start exploring the app and enjoy convenient banking! 🎊📲

Tips 💡:

• Ensure you have a stable internet connection 📶 during the process.
• Keep your SBI Account Number and ATM/Debit Card details handy 💳.
• Your registered mobile number must be active to receive OTP 📲.

Now you’re all set to use the SBI YONO App for hassle-free banking! 🌟

3. Top Features of SBI YONO

The SBI YONO app stands out due to its unique combination of features:

• Seamless Banking: Transfer funds, pay bills, and check account balances.

• Investment Platform: Invest in mutual funds, insurance, or even open a fixed deposit.

• Lifestyle Services: Shop online and book flights or hotels at discounted prices.

• Loan Services: Apply for personal loans, home loans, and credit cards effortlessly.

• YONO Cash: Withdraw cash without using your debit card.

  

  How to SBI YONO Password Change : A Step-by-Step Guide

4. Easy Banking Services

The core strength of the YONO app lies in its hassle-free banking services:

• Fund Transfer: Send money instantly using IMPS, NEFT, or UPI.

• Account Summary: View account balances, recent transactions, and bank statements.

• Bill Payments: Pay utility bills, recharge mobile phones, and more.

• Fixed and Recurring Deposits: Open and manage deposits within minutes.

With just a few taps, your banking is done without visiting a branch!

5. Investment Opportunities

Are you interested in growing your money? The SBI YONO app has plenty of investment options:

• Mutual Funds: Start investing in mutual funds with minimal effort.

• Fixed Deposits (FDs): Open FDs and enjoy safe returns.

• Insurance Plans: Choose from life insurance, health insurance, or general insurance policies.

• SIP (Systematic Investment Plan): Automate your investments for long-term benefits.

The app makes investing simple and accessible for everyone.